Moon,
you are correct! The word "Pesky" suits it to a tea. It's like the ole saying,
"Damned if ya do and damned if ya don't" In this case having it or not having it.
In my own case, I never altered in my feeling that the dumb thing was in the way a lot of times. Can't strum, especially when ya lower them E's

Etc!!
That has ALL changed now. I had a theory for over 40 yrs. Never knew if it would be good or not. Just a theory.
"If I went to a 12 string universal with no D string. AND IF, I could raise that 9th string to a D like everybody else
AND lower that 8th string to a D on separate knee levers on opposite knees, would it in fact solve the problem and in affect, have the best of all worlds?"
Well, I can tell you this. It may not be good for another soul on this planet. But for me it is the greatest thing I ever did. I cannot begin to tell you how many times it is just plain wonderful to play without that cotten pickin D in there ta mess you up.
Plus have it on the 9th string
OR the 8th string at my option, if I want it!!
Tell you also a little secret I learned about that D note. There are two totally separate resolves going from a major chord to it's 7th chord. Never really realized it before.
1. Dropping the 8th string to Eb, THEN dropping it on down to a D.
verses,
2. Raising the 9th string B note to a C# THEN raising it on up to a D.
I had been hearing these 2 movements in my head for years. NOW I have the option AND pleasure of doing it either way.
Just one more reason why I would never even consider going back to a D-10. I am a U-12'r for the rest of my life.
Praise God for his many blessings, luv ya moon,
carl