Insurance?

Stu Schulman · From: Ulster Park New Yawk (deceased)

A while back someone mentioned a place that insures guitars?
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Steeltronics Z-pickup,Desert Rose S-10 4+5,Desert Rose Keyless S-10 3+5... Mullen G2 S-10 3+5,Telonics 206 pickups,Telonics volume pedal.,Blanton SD -10,Emmons GS_10...Zirctone bar,Bill Groner Bar...any amp that isn't broken.Steel Seat.Com seats...Licking paint chips off of Chinese Toys since 1952.

Damir Besic · From: Nashville,TN.

Jon Jaffe · From: Austin, Texas

I have a Travelers home owners Policy that insures my instruments as listed items and states that it covers them when used professionally out of the house. Talk to a rep or agent. It adds about $75 to my homeowners policy.

Bobby D. Jones · From: West Virginia, USA

Check with your Home Owner Insurance Policy Agent. Some companies will insure them with a rider on your policy. When I played with bands I had my Steel Guitar, Seat-Seat contents and Amplifiers covered under such a policy.

Bill Cunningham · From: Atlanta, Ga. USA

Hi Stu,

I have Clarion. About $35k on my schedule and I pay less than $300.00. If you want to use your homeowner's policy, be sure to get a rider as Jon Jaffe noted. The standard h/o policy probably won't cover the value of your instruments. And if you have any income from your craft, you are a professional and that usually is an automatic exclusion on the homeowner's policy. My insurance agent is a friend and he recommended I go somewhere else rather than him doing a rider. The Clarion policy covers theft and damage in the home, in the car, transportation, or on the gig.
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Bill Cunningham
Atlanta, GA

Tom Dillon · From: La Mesa, California, USA

I did a lot of research on this subject recently. The short story is most homeowner policies won't fully insure you if you ever play for money. There are 2-3 companies that specialize in insurance for pro musicians, dealers and shops for replacement value. I went with Heritage and am very happy with them so far.

Here's their web site.
http://www.musicins.com/
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Tom Dillon
- MSA Legend, On-Trak, fiddles, mandos

G Strout · From: Carabelle, Florida

https://www.musicproinsurance.com/

Great company! 2 claims over the last 15 years or so..... Never a problem. They give a discount for AFM or ASCAP members.
Gary

Bob Hoffnar · From: Austin, Tx

I use Heritage Insurance Services. They have been great. Plus keep in mind that you can fully insure any instrument you ship for repairs or buying /selling . That can save you a pile of money. Covers damage from airplanes and all that too.
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Bob

Mathew Peluso · From: Portland, Oregon, USA

I signed up with Music Pro this year. Haven't had to make a claim yet but I've heard nothing but great things about them. I was fully insured within an hour of signing up and putting together a spreadsheet of gear with respective values. Very reasonably priced coverage.

Jim Sliff · From: Lawndale California, USA

Most collector/players I know are with Clarion. So am I.
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No chops, but great tone
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1921 Weissenborn Style 2; Hilo&Schireson hollownecks
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